Welcome to Zero Card Fees

Zero Fee Credit Card Processing

All the tools you need

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Change The Process!

Zero Fee Credit Card Processing is now possible, because of new laws and rule changes in processing regulations. Credit card processing for most businesses is an expense that is often overlooked. With credit card companies having the upper hand for many decades, congress has decided to side with business owners to help minimize and cap some of those high credit card processing fees.

Our mission at ReversePAY is to find a payment acceptance solution for you that results in low, if not ZERO FEE PROCESSING. We do this by working with our credit card processor to customize a merchant processing program right for your type of business. Every business is a little different, so we'll customize a zero fee credit card processing solution specific to your demographic. We take advantage of changing regulations and laws to help offset credit card fees to either the customer or by other means.

    Stop Paying To Get Paid!

    It doesn't make sense that your business is providing a valuable service and you have to fork the bill to collect payment.  Adopt the new rule changes and make the smart decision for your business.  Now you can accept all major credit cards and process payments online, in-store, through a virtual terminal, invoicing, or on mobile without the high credit card fees.

    • Accept All Major Cards
    • Virtual or Online
    • Mobile
    • In-Store
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    How Is Zero Fee Credit Card Processing Possible?

    Since January 27, 2013 a ruling in federal courts has allowed business owners to combat high credit card fees. The Frank-Dodd Act and within the Durbin Amendment states that businesses owners now have the right offset credit card fees with either a Surcharge or Cash Discount Program. We do not offer the surcharge program anyway, but we still offer our "Cash Discount" program. This program helps offset the interchange and processing fees traditionally paid by businesses. This program has a 4% cap on pass thru fees. Our zero fee processing solution utilizes special software that is integrated right into the payment terminal or platform of choice. This makes it seamless when collecting credit card payments. Most businesses see over 95% in processing savings immediately.

      Seamless Integration & Processing

      Zero Card Fees makes setting up a zero fee processing solution simple and seamless.  Let's take a walk through a sample transaction.  A customer decides to use your service/product and the cost is $20.  You gladly accept their credit card as a form of payment.  You run the card through a Zero Card Fees terminal.  A non-cash discount fee of 4% is added automatically to the transaction at the point-of-sale.  The total of $20.80 (plus taxes) is received for the purchase and the fee.  Both are automatically transferred to your business bank account within 24-48 hours.  The fee completely offsets your processing fees and you have a zero fee processing solution.

      • Customer Chooses Services
      • Accept Credit Card
      • Reverse Fees to Customer
      • Keep More Profit
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      Fill out the contact form below and we will respond within 24 hours.